Led by Sergio Guzmán & Rosalinda Ayala At Universal Life Insurance Services, we help families build wealth, protect what matters, and plan for a confident retirement. Rosalinda is a licensed life insurance and retirement specialist, serving families since 2019 with a heart for protection and peace of mind. Sergio is a licensed real estate agent and financial strategist, using real-world experience and a $2M+ portfolio to guide others to financial freedom. As a bilingual husband-and-wife team, we proudly serve communities across California with life insurance, retirement, and real estate strategies. ⸻ Let’s Connect Book your free consultation and let’s build your financial future—together.